INTRODUCTION ABOUT FINANCIER
The financier is a delicate French pastry known for its rich, buttery flavour and tender, moist crumb. Traditionally baked in small rectangular moulds that resemble gold bars, financiers were first created in the 19th century by a Parisian patissier to cater to wealthy bankers hence the name. These petite cakes are made primarily with almond flour, egg whites, browned butter , and powdered sugar, resulting in a nutty, caramelized aroma and a melt -in – the- mouth texture.

Financiers are prized for their simplicity and elegance, often served as an afternoon treat or a refined dessert accompaniment to tea or coffee. While the classic version is plain, modern variations include additions like fresh berries, pistachios, or chocolate for a creative twist. Despite their small size, financiers pack a luxurious punch, making them a beloved staple in french patisserie.
- Ingredients:Financiers primarily consist of almond flour, brown butter (beurre noisette), egg whites, and flour.
- Flavor and Texture:They offer a rich, buttery, and nutty flavor, with a slightly crispy exterior and a moist, tender interior.
- Shape and Origin:The name “financier” is linked to the financial district of Paris, where the rectangular shape, reminiscent of gold bars, made them popular with bankers.
- Historical Connection:While popularized in the 19th century, the concept of financiers dates back to the Middle Ages with the visitandine cake, made by nuns.
- Versatility:Financiers can be enjoyed on their own, paired with tea or coffee, or used as a base for other desserts.
- Adaptability:Although traditionally baked in gold bar molds, mini muffin tins can be used at home.
Making financiers
Financiers are relatively easy to make and the batter comes together quickly. Basic steps include:
- Brown the Butter: Melt butter in a light-colored saucepan over medium-low heat until it turns golden brown and smells nutty (beurre noisette).
- Combine Dry Ingredients: Sift together almond flour (or other nut flour like hazelnut or pistachio), all-purpose flour, powdered sugar, and salt.
- Mix Wet and Dry: Whisk egg whites and vanilla extract into the dry ingredients.
- Add Browned Butter: Gradually add the cooled browned butter to the mixture, whisking until just combined.
- Chill (Optional): Some recipes suggest chilling the batter for an hour or overnight for enhanced flavor and easier handling.
- Bake: Spoon or pipe the batter into greased financier molds or mini muffin tins. Bake until golden brown.
Serving and variations
Financiers are best enjoyed fresh, according to A Baking Journey, and are perfect alongside a cup of coffee or tea. They can be served plain, dusted with powdered sugar, or topped with a variety of ingredients like berries, sliced almonds, chocolate chips, or even a citrus zest.
Financiers vs. madeleines
While both are small French tea cakes, there are some key differences:
- Egg Content: Financiers primarily use egg whites, while Madeleines use whole eggs.
- Nut Flour: Financiers typically include almond flour or another nut flour, while Madeleines are usually made with wheat flour only.
- Shape: Financiers are traditionally rectangular (or oval), whereas Madeleines are always baked in iconic shell-shaped moulds.

Financier Recipe (Makes ~12 small cakes)
Ingredients Table
Ingredient | Quantity |
---|---|
Unsalted butter | 100 g |
Almond flour (or ground almonds) | 100 g |
Powdered sugar | 100 g |
Egg whites (large eggs) | 3 (approx. 90g) |
All-purpose flour | 35 g |
Vanilla extract (optional) | 1 tsp |
Salt | A pinch |
Instructions
- Preheat and Prepare:
- Preheat your oven to 180°C (350°F).
- Grease a financier mold or mini muffin tray with butter or non-stick spray.
- Brown the Butter (Beurre Noisette):
- In a saucepan, melt the 100g of butter over medium heat.
- Continue cooking until it turns golden brown and gives off a nutty aroma.
- Remove from heat and strain to remove any burnt solids. Set aside to cool.
- Mix Dry Ingredients:
- In a large mixing bowl, combine:
- Almond flour
- Powdered sugar
- All-purpose flour
- Salt
- In a large mixing bowl, combine:
- Whisk in Egg Whites:
- Add the egg whites (no need to beat or whip them).
- Mix gently until the batter is smooth.
- Add Flavour and Butter:
- Stir in the vanilla extract (if using).
- Gradually pour in the cooled brown butter, mixing until fully incorporated.
- Pour and Bake:
- Fill each mold about 3/4 full with batter.
- Bake for 15–18 minutes or until golden brown and a toothpick comes out clean.
- Cool and Serve:
- Let cool in the mold for 5 minutes.
- Transfer to a wire rack to cool completely.

Tips:
- For variation, add berries, pistachios, or chocolate chips on top before baking.
- Store in an airtight container for up to 3 days at room temperature.
FLAVOURS OF FINANCIER
Nut-Based Financiers
- Classic Almond – Traditional flavor using almond flour.
- Hazelnut – Rich, nutty taste (replace almond flour with hazelnut meal).
- Pistachio – Adds a vibrant green color and delicate flavor.
Fruit Flavoured Financiers
- Raspberry – A fresh raspberry placed on top or inside.
- Blueberry – Juicy and slightly tart.
- Cherry – Works beautifully with almond base.
- Apple Cinnamon – Cozy and spiced.
- Lemon or Orange Zest – Bright and citrusy.
Chocolate & Coffee Financiers
- Chocolate – Cocoa powder or chunks for a rich treat.
- Mocha – Blend of cocoa and espresso.
- Coffee – Deep, aromatic flavor.
Floral & Herbal Financiers
- Lavender – Subtle floral note.
- Rose – Romantic and fragrant.
- Earl Grey Tea – Delicate and elegant.
Gourmet or Fusion Flavors
- Matcha (Green Tea) – Earthy and slightly bitter.
- Salted Caramel – Rich and indulgent.
- Brown Butter & Vanilla – Nutty, buttery, and classic.
- Coconut – Tropical twist (shredded coconut or coconut milk).

Nutritional Role of a Financier Pastry
Ingredient | Nutritional Contribution |
---|---|
Almond Flour | High in healthy fats, vitamin E, fiber, and plant-based protein. Helps with heart health and satiety. |
Egg Whites | Low in calories, high in protein, supports muscle repair and growth. No fat or cholesterol. |
Butter (usually browned) | Source of saturated fat and energy. Adds flavor and richness but should be consumed in moderation. |
Powdered Sugar | Provides quick energy through simple carbohydrates but lacks micronutrients. |
Flour (sometimes used) | Adds carbohydrates and a bit of structure. |
Positive Nutritional Aspects
- Good source of energy due to the combination of fats and sugars.
- Almonds provide healthy fats and antioxidants.
- Protein from egg whites helps balance the macro profile slightly.
Overall
Financiers are best enjoyed in moderation as a rich treat. While they offer some nutritional benefits from almonds and egg whites, they are primarily an indulgence due to their sugar and butter content. Pairing with fruit or tea can balance the experience.